New COVID-19 vaccines are approved, but only for people 65 and older or younger individuals with health conditions increasing their COVID-19 risk. This change, driven by a shift in the Advisory Committee on Immunization Practices, creates uncertainty. Pharmacies in some states may not offer the shots due to legal restrictions. Insurance coverage is also unclear for those under 65, although some employers and insurers will still cover them. Conflicting recommendations from health officials add to the confusion, leading to questions about the need for a yearly vaccine. Despite existing immunity from prior infections or vaccinations, experts still suggest annual shots for enhanced protection.

Prepared by Olivia Bennett and reviewed by editorial team.