The Powerball jackpot soared to $605 million after Saturday's drawing yielded no winners. Monday night's drawing offers a chance at the massive prize, payable either as a $605 million annuity over 30 years or a $273.4 million lump sum. However, significant taxes reduce the lump sum to approximately $172.2 million after federal withholdings and the highest marginal tax rate.

Prepared by Christopher Adams and reviewed by editorial team.