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A federal government shutdown is underway due to a dispute over enhanced Affordable Care Act (ACA) premium tax credits. Democrats are demanding an extension of these credits, which have kept health plans affordable for millions, before approving a funding bill. Republicans argue the credits are too costly and question the timing of the debate. If the credits expire, enrollees could see premium increases of over 100%, potentially leading to millions becoming uninsured. Open enrollment begins soon, intensifying the urgency for a resolution.

Prepared by Lauren Mitchell and reviewed by editorial team.