Regional Banks Report Strong Q4 And Yearly Growth
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United States — Regional banks reported Q4 and full-year 2025 results today on Jan. 21, 2026, showing profit and asset growth. Plumas Bancorp posted fourth-quarter net income of $10.9 million and year net income of $29.6 million. Greene County Bancorp reported $10.3 million and record six‑month net income of $19.2 million. Live Oak Bancshares recorded $44.1 million in fourth‑quarter net income and grew assets to $15.13 billion. Banc of California reported fourth‑quarter net earnings of $67.4 million and full‑year net earnings of $189.2 million. Fulton Financial beat Q4 estimates with $0.55 adjusted EPS. Based on 7 articles reviewed and research.
Prepared by Christopher Adams and reviewed by editorial team.
Timeline of Events
- Dec. 31, 2025 — Fiscal quarter and year end for companies reported.
- Jan. 21, 2026 — Plumas Bancorp issued Q4 and full-year 2025 results via GlobeNewswire.
- Jan. 21, 2026 — Greene County Bancorp announced record six‑month net income and asset highs.
- Jan. 21, 2026 — Live Oak and Banc of California released Q4 results noting strong loan production and asset growth.
- Jan. 21, 2026 — Investing.com and Benzinga published market reactions and analyst-focused coverage.
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Investors, common shareholders, and bank management benefited from improved reported earnings, stronger loan production and deposit growth across several regional banks, which in turn supported share-price gains and increased reported capital metrics.
Increases in non-interest expenses and provisions for credit losses reduced some banks' net income growth rates and may have constrained incremental profit that would otherwise have been available to common stockholders.
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Regional Banks Report Strong Q4 And Yearly Growth
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