ACA Subsidy Stalemate Threatens Premium Spike | JQJO

As Congress remains deadlocked over extending enhanced Affordable Care Act premium tax credits—now a central sticking point in a weeks-long federal shutdown—millions face steep price hikes ahead of Nov. 1 open enrollment. A KFF analysis projects average subsidized premiums would more than double next year, up 114% or about $1,016, with many likely to drop coverage. Patients and caregivers from Texas to Alaska describe postponing surgeries, paying out-of-pocket, or seeking jobs with benefits. Analysts warn insurers and hospitals could be strained even if subsidies are later renewed, fueling confusion and higher 2026 rates.