President Donald Trump urged Senate Republicans to send Affordable Care Act premium subsidies directly to Americans, arguing they could buy 'much better' coverage. GOP Sen. Rick Scott said he’s drafting a bill, but Treasury Secretary Scott Bessent noted no formal proposal exists and insisted talks wait until the government reopens. Democrats push a one-year extension of enhanced subsidies amid the record-breaking shutdown; a Schumer plan to trade reopening for an extension drew GOP resistance. Republicans tout overhauling Obamacare, while Democratic leaders dismiss Trump’s idea as a bait and switch. Negotiators report no compromise yet.

Prepared by Lauren Mitchell and reviewed by editorial team.