Upcoming COVID-19 vaccine recommendations may limit free coverage to high-risk groups (65+, underlying conditions). Insurers' coverage for others will vary, potentially leading to copays or full out-of-pocket costs of up to $140. While healthy individuals can still receive the vaccine off-label, coverage isn't guaranteed. Changes to insurance plans will likely take effect January 1st for most private plans. Pharmacies will inform patients of coverage prior to vaccination.

Prepared by Olivia Bennett and reviewed by editorial team.