A Texas federal judge, appointed by Trump, blocked a Biden-era rule that would have removed medical debt from credit reports. Judge Sean Jordan ruled the Consumer Financial Protection Bureau (CFPB) exceeded its authority under the Fair Credit Reporting Act. The CFPB's rule aimed to improve credit scores for millions by removing what it deemed a poor predictor of creditworthiness. This decision leaves millions with medical debt on their credit reports, disproportionately affecting people of color.

Prepared by Christopher Adams and reviewed by editorial team.