Car Insurance Soars as Consumers Seek Relief

Car insurance premiums have jumped 55% since February 2020, pushed up by pricier cars, repairs and medical care — and by pandemic-era speeding that made crashes costlier. Washington’s insurance commissioner Patty Kuderer says claims drive premiums and must be approved when costs are proven. Industry official Bob Passmore says profits returned and rate hikes have stabilized, though delays and new shocks could lift prices again. Drivers are shopping at the highest rate since 2020 as strain deepens; many cut back, avoid claims or even coverage. Stories from Zoe and Brandy reveal lapses, sacrifices and postponed teen driving.